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UWM's Conventional 1% Down Program

An Incredible Opportunity to Help with Home Affordability 

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When income-qualified borrowers put 1% down, United Wholesale Mortgage, one of our favorite lenders, will pay an additional 2% toward the down payment, up to $4,000, for a total of 3% down. 

  • For borrowers with income at or below 80% of the Area Median Income (AMI)

  • The minimum credit score is a 620.  

  • 30-year fixed loans with a loan-to-value of 97%

  • Primary residences only

  • Must be a purchase transaction

Find out why
Brokers are Better!

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Interest rates and fees can change significantly from lender to lender.

Get Started in less than 10 Minutes 

Get pre-approved with our on-line mortgage application.  It's simple, fast & secure!

NMLS # 1694337

Galipeau Mortgage LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. All programs are subject to credit and income qualification. This is not a guarantee of financing or a firm offer of credit. Interest rates are not guaranteed and subject to change or become unavailable at time of commitment or closing commitment  

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Galipeau Mortgage LLC is an Equal Housing Lender.

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